Indo-European Family of Languages

Mutual Friends by BOY free essay sample

A possibility recommendation by YouTube drew this band out into the open. An admonition however, connecting their moniker to Google without knowing the names Valeska Steiner and Sonja Glass will yield the word reference meaning of â€Å"boy.† Dont even take a stab at including â€Å"band† into the pursuit box or youll simply get pages and pages on the Backstreet Boys, N*Sync, and One Direction. This German-Swiss non mainstream pop teams debut collection, â€Å"Mutual Friends,† was discharged as of late for American crowds on iTunes. The music video for the single â€Å"Little Numbers† portrays the two young ladies skipping around Barcelona, and its practically unthinkable not to grin or move when you hear the tune. In no way, shape or form a beating, dance club track, and without the computerized finagling weve become used to, â€Å"Little Numbers† is a straightforward, bright melody that can be acknowledged in any season, and can be relied on to satisfy you. Other decision tracks incorporate the fantastic, percussion-overwhelming â€Å"Waitress,† the melancholy and nostalgic â€Å"Drive Darling,† the inquisitively tempting and preventative â€Å"Boris,† and the indefinable, resonant â€Å"Skin. We will compose a custom article test on Common Friends by BOY or then again any comparable subject explicitly for you Don't WasteYour Time Recruit WRITER Just 13.90/page † Boy is as of now picking up ubiquity in Europe, and with this discharge they will without a doubt catch a group of people here. In the event that youre into light, simple tuning in and specialists like Death Cab for Cutie and Norah Jones, or more poppy vocalists like Ed Sheeran, Id recommend giving Boy a possibility.

7 Rainy Day Dorm Ideas

7 Rainy Day Dorm Ideas These Rainy Day Ideas Will Make You Forget About the Weather Outside These Rainy Day Ideas Will Make You Forget About the Weather Outside It’s inevitable at some point during your time at university, you’re going to experience one of those dreary, melancholy rainy days that make you feel trapped inside your dorm room. If you live in Ontario in particular, you’ve probably noticed how much rain this summer has brought, and you’re bound to get more showers soon. But it’s not all bad! These rainy day ideas will make you forget it’s raining because you’ll be having too much fun right in your dorm! It’s Raining, It’s Pouring, But it Doesn’t Have to be Boring! Just because it’s soaking wet outside doesn’t mean that you’re going to be stuck cooped up inside your residence building. While you might not be able to go out, you can have tons of fun right there in the comfort of your building. Be prepared to have fun when it’s raining outside with these 7 fun rainy day dorm ideas. 1. Get Crafty When is the last time you sat down and actually made some crafts? Gather whatever craft materials you can find, then surf the internet to find some cool things to make. For example, HGTV has a list of dorm room decor ideas you could try out. You could create some cool decorations for your room, or make a gift to give to someone special. There are tons of options! 2. Try Some YouTube Workouts This is super fun if you get a bunch of your friends or floormates together to try out some YouTube workout videos. Laugh together as you attempt to reconstruct the yoga positions, or make friendly competitions to see who can do the most sit-ups. 3. Play Hide and Seek This is one to relive your childhood. For this idea, you’ll need the participation of your whole floor, or at least half of it. Get everyone together and designate a few dorm rooms to be official hiding rooms, and prop those doors open. Then, take turns picking someone to be the seeker while everyone plays a big, floor-wide game of hide and seek. 4. Do a Games Night It’s guaranteed that at least a few people brought board games with them to residence. Get everyone together and gather up what games you have available and spend your night seeing who can rack up the most wins in the most games. You could even break off into teams. 5. Host a Movie Marathon Most residence buildings have common student rooms where you can throw some movies on the television and gather around. This is the perfect place to host a movie marathon. The only tough point with this idea is that not everyone is going to agree on movie choices. However, you can collectively pick a genre that everyone agrees on, or go by which movies have the most votes by a show of hands. Depending on how big your group is, you could also just let each person suggest one movie that everyone has to watch. 6. Build a Giant Blanket Fort Get as many people on your floor involved with this one as you can. Everyone should gather up their blankets and other fort-building items and head to the student lounge or common room on your floor or in your building. There, start building the best and biggest blanket fort you’ve ever made. 7. Rearrange the Furniture Give your dorm room a little bit of fengshui to motivate you and give you a new, updated view on your day-to-day life. This will only work depending on how much space you have and what style dorm you live in, as sometimes this can be pretty limiting. However, even a re-decorating of the room can really help you get a fresh mindset on life. Sometimes rain can completely wash away your motivation to get your coursework done. Did you get carried away with these fun rainy day activities and forget to finish your homework? That’s what Homework Help Canada Global is for! Our team of academic writers are here whenever you need them, to help you with a variety of services. We are experts in our fields and love to help people like you succeed in university. References: Kitts, K. (n.d.). 40 DIY dorm room ideas. Retrieved from 33-diy-dorm-room-ideas-pictures 7 Rainy Day Dorm Ideas These Rainy Day Ideas Will Make You Forget About the Weather Outside These Rainy Day Ideas Will Make You Forget About the Weather Outside It’s inevitable- at some point during your time at university, you’re going to experience one of those dreary, melancholy rainy days that make you feel trapped inside your dorm room. If you live in Ontario in particular, you’ve probably noticed how much rain this summer has brought, and you’re bound to get more showers soon. But it’s not all bad! These rainy day ideas will make you forget it’s raining because you’ll be having too much fun right in your dorm! It’s Raining, It’s Pouring, But it Doesn’t Have to be Boring! Just because it’s soaking wet outside doesn’t mean that you’re going to be stuck cooped up inside your residence building. While you might not be able to go out, you can have tons of fun right there in the comfort of your building. Be prepared to have fun when it’s raining outside with these 7 fun rainy day dorm ideas. 1. Get Crafty When is the last time you sat down and actually made some crafts? Gather whatever craft materials you can find, then surf the internet to find some cool things to make. For example, HGTV has a list of dorm room decor ideas you could try out. You could create some cool decorations for your room, or make a gift to give to someone special. There are tons of options! 2. Try Some YouTube Workouts This is super fun if you get a bunch of your friends or floormates together to try out some YouTube workout videos. Laugh together as you attempt to reconstruct the yoga positions, or make friendly competitions to see who can do the most sit-ups. 3. Play Hide and Seek This is one to relive your childhood. For this idea, you’ll need the participation of your whole floor, or at least half of it. Get everyone together and designate a few dorm rooms to be official hiding rooms, and prop those doors open. Then, take turns picking someone to be the seeker while everyone plays a big, floor-wide game of hide and seek. 4. Do a Games Night It’s guaranteed that at least a few people brought board games with them to residence. Get everyone together and gather up what games you have available and spend your night seeing who can rack up the most wins in the most games. You could even break off into teams. 5. Host a Movie Marathon Most residence buildings have common student rooms where you can throw some movies on the television and gather around. This is the perfect place to host a movie marathon. The only tough point with this idea is that not everyone is going to agree on movie choices. However, you can collectively pick a genre that everyone agrees on, or go by which movies have the most votes by a show of hands. Depending on how big your group is, you could also just let each person suggest one movie that everyone has to watch. 6. Build a Giant Blanket Fort Get as many people on your floor involved with this one as you can. Everyone should gather up their blankets and other fort-building items and head to the student lounge or common room on your floor or in your building. There, start building the best and biggest blanket fort you’ve ever made. 7. Rearrange the Furniture Give your dorm room a little bit of fengshui to motivate you and give you a new, updated view on your day-to-day life. This will only work depending on how much space you have and what style dorm you live in, as sometimes this can be pretty limiting. However, even a re-decorating of the room can really help you get a fresh mindset on life. Sometimes rain can completely wash away your motivation to get your coursework done. Did you get carried away with these fun rainy day activities and forget to finish your homework? That’s what Homework Help Canada Global is for! Our team of academic writers are here whenever you need them, to help you with a variety of services. We are experts in our fields and love to help people like you succeed in university. References: Kitts, K. (n.d.). 40 DIY dorm room ideas. Retrieved from 33-diy-dorm-room-ideas-pictures

Hawthornes Rappaccinis Daughter Essay - 3312 Words

Hawthornes Rappaccinis Daughter This essay focuses on the way Hawthorne’s â€Å"Rappaccini’s Daughter† articulates the tension between the spirit and the empirical world. Hawthorne challenges the empirical world Rappaccini, both malevolent for his experimentation with human nature and sympathetic for his love for his daughter, represents, by raising an aesthetic question Rappaccini implicitly asks. Hawthorne never conclusively answers this question in his quest to preserve spiritual beauty in an empirical world, offering the most disturbing possibility of all: could art and the artist prove as fatal to the human spirit as empiricism? Hawthorne’s sinister representation of Rappaccini early in the story belies this self-isolating†¦show more content†¦But, as the tale reveals, Baglioni’s envy emerges in the â€Å"professional warfare† in which Rappaccini, not Baglioni, has â€Å"gained the advantage† (928). Baglioni’s description of Beatrice and Rappaccini, as Beatrice will later reveal to Giovanni, prove at least somewhat false because his intentions are tainted by a desire that Rappaccini not â€Å"snatch the lad [Giovanni] out of [his] hands†¦and make use of him for his infernal experiments† (932). Rather, Baglioni approaches Giovanni for the sole purpose of deprecating his rival’s character and daughter, with an obvious jealousy that motivates him and ultimately destroys Giovanni’s faith in the beauty, innocence, and spiritual essence Beatrice represents. Giovanni’s first impressions of Beatrice support Baglioni’s view of Rappaccini and his daughter, who â€Å"looked redundant with life, health, and energy; all of which attributes were bound down and compressed, as it were, and girdled tensely, in their luxuriance, by her virgin zone† (926). Like one of the flowers in the garden, Rappaccini tends his daughter with a â€Å"watchful eye,† which binds and compresses her, protecting her chastity from lustful intentions. Giovanni immediately senses this protection, even oppression, and his â€Å"fancy must have grownShow MoreRelatedScience in Nathaniel Hawthornes Rappaccinis Daughter1363 Words   |  6 Pagesstory â€Å"Rappaccini’s Daughter† can be seen as a love story about young man determined to be with his beloved, despite the fact that she is poisonous. However, when examining the text, underlying theme about science arise. During the time in which this piece was written, science was rapidl y evolving. â€Å"All biological sciences must first go through a taxonomic stage since their data must be put in order before they can be employed in research on an analytical level†(Shryock 291) â€Å"Rappaccini’s Daughter†Read More Romanticism in Hawthornes Young Goodman Brown, The Birthmark, and Rappaccinis Daughter1065 Words   |  5 PagesRomanticism in Young Goodman Brown, The Birth-Mark, and Rappaccinis Daughter  Ã‚  Ã‚      Nathaniel Hawthorne gives his own definition of romanticism in the preface to The House of Seven Gables. According to Hawthorne, the writer of a romance may claim a certain latitude and may deepen and enrich the shadows of the picture, as long as he does not swerve aside from the truth of the human heart. The writer of a romance will be wise...to mingle the Marvelous as long as he does it to a slightRead More Exploring the Ruin of Man in Rappaccinis Daughter Essay3076 Words   |  13 PagesExploring the Ruin of Man in Rappaccinis Daughter    Who will redeem man from his evil tendencies and his fallen state?   Nathaniel Hawthorne in Rappaccinis Daughter delves into the nature of man and reveals that the evil imaginations and machinations of man may eventually lead to his ruin. Rappaccinis Daughter is a story set in the mid-nineteenth century in Padua, Italy, a country well known for its romantic stories and history. This period in time was marked by various scientificRead MoreStifled Women in Yellow Wallpaper, Rappaccinis Daughter, and Beloved2739 Words   |  11 PagesStifled Women in The Yellow Wallpaper, Rappaccinis Daughter, and Beloved   Ã‚  Ã‚  Ã‚  Ã‚   A connection can be drawn among the stories listed above regarding women who live as prisoners. Beatrice, of Rappaccinis Daughter, is confined to a garden because of her fathers love of science, and she becomes the pawn to several mens egos. The woman of The Yellow Wallpaper is trapped by her own familys idea of how she should conduct herself, because her mood and habit of writing are not normal to them.Read More Comparing Artist of the Beautiful, Rappaccinis Daughter, Birthmark and Prophetic Pictures1051 Words   |  5 PagesComparing Perfection in Artist of the Beautiful, Rappaccinis Daughter, Birthmark and Prophetic Pictures In four of Hawthornes stories there is a struggle for power and control as a vehicle to obtain perfection or beauty. In The Artist of the Beautiful, Rappaccinis Daughter, The Birthmark and The Prophetic Pictures the characters are controlled by their desire for perfection in their creations, but they do not achieve their goals without sacrifice. In The Artist of the BeautifulRead More Rappaccinis Daughter Essay: Finding the Heart in Rappaccinis Daughter911 Words   |  4 PagesFinding the Heart in Rappaccinis Daughter         In Hawthornes short story, Rappaccinis Daughter, Rappaccini is ostensibly a cold, calculating scientist. A pure scientist who would willingly give his daughter, himself, or whatever else most precious to him for the sake of adding so much as a grain of mustard seed to the great heap of his accumulated knowledge (1641). This leads most to believe that Rappaccini lacks any emotion and concern for his scientific subjects and their desiresRead MoreAnalysis Of The Novel Rappacini s Daughter 1594 Words   |  7 PagesIn â€Å"Rappacini’s Daughter†, Hawthorne shows the rivalry between two scientists, romance brought by evil, and the death of an innocent daughter. In addition, Hawthorne explains the fall of Giovanni when he moves to another city and finds himself in a garden full of lust. Beatrice, innocent, beautiful, and yet poisonous, she didn’t her flesh and beauty would be hazardous to the man she loved, Giovanni. Hawthorne also explains in similar and symbol ic allusions in the tale. Baglioni is a well-respectedRead More Rappaccini’s Daughter - Women Essay2819 Words   |  12 PagesWomen and â€Å"Rappaccini’s Daughter†Ã‚  Ã‚  Ã‚  Ã‚        Ã‚  Ã‚   What are the attitudes of the young medical school student in Hawthorne’s tale, â€Å"Rappaccini’s Daughter,† toward women; of the author toward women; of   other characters in the story toward women? Are women involved in basic plot development? This essay intends to answer these and other questions about women in the short story.    Beatrice, Dr. Rappaccini’s daughter, is the prime motivating force in the story. Giovanni’s love for the beautifulRead More Rappaccinis Daughter Essay: Allegory of the Garden of Eden1629 Words   |  7 Pages  Ã‚  Ã‚  Ã‚   In the literal sense, Nathaniel Hawthorns Rappaccinis Daughter is the story about the rivalry between two scientists that ultimately causes the destruction of an innocent young woman. However, when the story is examined on a symbolic level, the reader sees that Rappaccinis Daughter is an allegorical reenactment of the original fall from innocence and purity in the Garden of Eden. Rappaccinis garden sets the stage of this allegory, while the characters of the story each represent the importantRead MoreSelf Deception : A To Mankind1816 Words   |  8 Pagesthroughout history men place a veil over their own eyes, they see what they want to see, and that this causes them to both destroy themselves, and what they love most. I believe that this theme of self-deception is prominent in Hawthorne’s short stories, particularly â€Å"Rappaccini’s Daughter†, and just as Giovanni ignored the signs and warnings surrounding Beatrice thereby allowing himself to be warped by the cruel and cunning Rappaccini, just as Adam and Eve deceived themselves in the Garden of Eden, all men

Essay about Adopting a Child Leads to a Trail of Tears and...

Adopting a child is an experience that promises to bring great joy as it changes a couple or individual’s life forever. Adoption enables the lives of many children to be transformed; it offers children, who are orphaned, abandoned, neglected, abused, or unwanted a chance to live in a stable, loving environment. The adoptive parent-child union is commonly looked at as sanctified because the adoptive parents provide a needy infant with love, a home, and nurture. Adopted children have the potential to become blessed, healthy, and productive members of loving families and being a member of a caring family can help them to become responsible and compassionate adults capable of making positive contributions to their world while raising happy and†¦show more content†¦I was very depressed and reached a stage where I considered suicide. I do not want anything from this world. I just want an ID just to [be able to] do something, maybe get enrolled in the army and serve my count ry. I want something that proves who I am, that I am Lebanese.† â€Å"I could not obtain a high school degree, even though I took the highest grade in the whole school,† says Josephine, 27. â€Å"What did we do wrong? If there was a disagreement between the mother and the father, why is it the children fault? Why don’t we, as Lebanese children, have an ID? We are Lebanese children!† Because of the stigma of adoption; many who adopt a child sometimes go to great lengths to cover their tracks; faking pregnancies or making secret deals behind hospital doors. While adoption is legal for some, only Christians can adopt; it is widely accepted in Christianity: â€Å"†¦and when he was exposed, Pharaohs daughter adopted him and brought him up as her own son† Acts 7:21; â€Å"†¦he was bringing up Hadassah, that is Esther, the daughter of his uncle, for she had neither father nor mother. The young woman had a beautiful figure and was lovely to look at, and when her father and her mother died, Mordecai took her as his own daughter† Esther 2:7; â€Å"Who were born, not of blood nor of the will of the flesh nor of the will of man, but of God† John 1:13†¦Although adoption in Christianity is majorly accepted; adoption is largely forbidden in Islam, and though the Prophet Mohammad himself onceShow MoreRelatedReflection: Spirit Catches You and You Fall Down3600 Words   |  15 Pagesnarrated the story of Lia Lee’s and her family’s life in intimate and tragic detail. The Spirit Catches You and You Fall Down is a poignant depiction of the struggle between loving parents, hard-working medical professionals, and a very precious child caught in the middle of a tug-of-war. Ms. Fadiman very distinctly illustrates how the collision of two cultures indirectly led to the demise of a little seven- year old girl. I did not expect the story to end with Lia Lee in a persistent vegetativeRead MoreThe Hours - Film Analysis12007 Words   |  49 Pagesof The Hours, a postmodern novel densely interwoven with references to Woolfs works, do not need to have read all the intertexts Cunningham draws upon in order to understand the story; however, a certain familiarity with the central intertexts will lead them to appreciate his novel more fully. Michael Cunningham makes no attempt to hide his intertexts, both the historical intertexts such as the biographies he has used for his account of a single day in the life of Virginia Woolf and which he declaresRead More65 Successful Harvard Business School Application Essays 2nd Edition 147256 Words   |  190 Pagesadding color, make sure you leaven it with humility. Arrogance is one trait that the admissions staff will not appreciate. -Zachary Surak 3 STACIE HOGYA A great leader aspires to do more than simply accomplish her objective. Until I offered to lead a team of skeptical engineers and accountants to develop a marketing department, and to actively participate in business development, I did not recognize how valuable the more could be. I began the project at a disadvantage; the owners had alreadyRead MoreMarketing Management130471 Words   |  522 Pagesfeel their contact with the marketer is helping to build a good relationship between the two. In this way the customer is made to feel as if she/he is a partner in the transaction not just a source of revenue for the marketer. In recent years this has lead to the concept of Customer Relationship Management (CRM), which has emerged as a strategic approach that insures that everyone in an organization, not just the marketer, understands the importance of customers. Maintaining close and consistent relationshipsRead MoreLogical Reasoning189930 Words   |  760 Pagesas indicated by is implied by given that in view of the fact that for granted that one cannot doubt that Conclusion Indicators therefore consequently thus this means so it follows that shows that 35 implies that proves that leads me to believe that hence in conclusion for this reason accordingly the moral is means that we can infer that as a result The following phrases are not helpful clues in identifying arguments and analyzing their structure. They are not indicatorRead MoreOcd - Symptoms, Causes, Treatment131367 Words   |  526 PagesNageotte. Jim’s editorial guidance and the helpful advice of anonymous reviewers made an important contribution to the organization and direction of the book. Finally, I wish to thank my wife, Nancy, and daughters, Natascha and Christina, for their love, encouragement, and patience as I toiled long hours writing this book. This page intentionally left blank Contents Contents PART I. The Nature of OCD CHAPTER 1. Obsessive–Compulsive Disorder: A Diagnostic Enigma CHAPTER 2. PhenomenologyRead MoreStephen P. Robbins Timothy A. Judge (2011) Organizational Behaviour 15th Edition New Jersey: Prentice Hall393164 Words   |  1573 PagesCreative Decision Making Is a Right-Brain Activity 181 Self-Assessment Library Am I A Deliberate Decision Maker? 183 An Ethical Choice Whose Ethical Standards to Follow? 185 Self-Assessment Library How Creative Am I? 190 Point/Counterpoint Checklists Lead to Better Decisions 191 CONTENTS xi Questions for Review 192 Experiential Exercise Biases in Decision Making 193 Ethical Dilemma Do Unethical Decisions Come from Bad Character? 193 Case Incident 1 Computerized Decision Making 194 Case IncidentRead MoreStrategic Human Resource Management View.Pdf Uploaded Successfully133347 Words   |  534 Pagesorganizations in many industries must have highly skilled, knowledgeable workers. 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An Investigation of online banking usage A case study of Pakistan Free Essays

Introduction to E-BANKING The world is changing at a staggering rate and technology is considered to be the key driver for these changes around us. An analysis of technology and its uses show that it has permeated in almost every aspect of our life. Many activities are handled electronically due to the acceptance of information technology at home as well as at workplace. We will write a custom essay sample on An Investigation of online banking usage: A case study of Pakistan or any similar topic only for you Order Now Slowly but steadily, in Pakistan banking customer is moving towards the internet banking. The ATM and the Net transactions are becoming popular. But the customer is clear on one thing that he wants net banking to be simple and the banking sector is matching its steps to the march of technology. E-banking or Online banking is a generic term for the delivery of banking services and products through the electronic channels such as the telephone, the internet, the cell phone etc. The concept and scope of e-banking is still evolving. It facilitates an effective payment and accounting system thereby enhancing the speed of delivery of banking services considerably. Several initiatives have been taken by the Government of Pakistan as well as the SBP (State Bank of Pakistan); have facilitated the development of E-Banking in Pakistan. WHAT IS E-BANKING E-Banking can be defining as the automated delivery of news and traditional banking products and services directly to customer through electronic and interactive communication channels. E-banking includes the systems that enable financial institution customers. Individuals or businesses, to access accounts, transact business, or obtain information on financial products and services through a public or private network including the Internet, Customers access e-banking services using an intelligent electronic device. Electronic banking is one of the truly widespread avatars of E-commerce the world over. Various authors define E-Banking differently but the most definition depicting the meaning and features of E-Banking are as follows: Banking is a combination of two, Electronic technology and Banking. Electronic Banking is a process by which a customer performs banking Transactions electronically without visiting a banking institutions. E-Banking denotes the provision of banking and related services through Extensive use of information technology without direct recourse to the bank by the customer. E-Banking transactions are rapidly getting very common amongst businesses entities and masses in Pakistan. This was reflected in a recent report prepared by State Bank of Pakistan, which read that the volume and value of online banking transactions in the Pakistan reached 17.4 million and Rs. 4.5 trillion respectively showing an increase of 8.9 percent in numbers and 7.9 percent increase in value compared to 12.1 percent increase in numbers and 8.2 percent increase in value in the previous quarter (SBP 4th Quarter Report). This significant growth in e-banking is due to massive use of internet, especially high speed internet in Pakistan. Along with come the factors such as increasing number of free launce workers in the country who work for overseas companies tend to use E-Banking instead of paper banking. Furthermore, those who are living abroad are also increasingly interacting with their bank accounts back in Pakistan from internet. We also see that E-Banking standards maintained by banks in Pakistan are not bad; though some may have bad experiences, but largely, systems are stable and reliable. This reliability and benefits, such as, time saving with E-Banking are fetching more users by each passing day. With this rise in E-Banking usage, there are certain restrictions too, such as daily and monthly transaction limits are insufficient; which actually hinders business entities and individuals to make E-Banking as their primary banking mode. Bankers say that this low limit is to increase security and allowing least chances for fraudulent activities, but on other hands, consumers require more luxury though with safety. RESEARCH QUESTIONS: What are the barriers in using online banking in Pakistan? What is the impact of online banking on banking business in Pakistan? AIMS AND OBJECTIVES To explore the customer perception towards using online banking in Pakistan. To review extent theories and models to find out the barriers and remedies in using online banking To analyze the role of online banking in increasing the business for banking sector in Pakistan. To identify the remedies and to suggest how to promote the use of online banking in Pakistan. Barriers in Using Online Banking in Pakistan Although online banking is the latest development in banking sector that has added new dimensions to banking transactions by making it more convenient. But, there are some serious problems that you may encounter while banking through the internet, due to which many still prefer to go directly to the banks instead of availing this facility. Following are the main berries preventing banking consumer to use online banking in Pakistan; Computer Illiteracy Limited Internet Access A country like Pakistan computer literacy is the biggest hurdle in using of internet banking as computer literacy rate is comparatively lower than other Asian countries. As we know for carrying out internet banking properly, a basic knowledge of computers and the Internet is required, which limits the number of people willing to avail this facility. Many people, who are not comfortable with computers and the Internet, often find it difficult to use internet banking. Therefore, for beginners, internet banking is really a time consuming. In addition to this, people also find a difficulty in trusting a completely mechanized system like internet banking, in case of financial matters. In many instances, a simple mistake, like clicking a wrong button, may create a big problem. And so, many individuals often keep wondering if they have properly executed the transaction. However, this uneasiness can be avoided by printing the transaction receipt and keeping it with oneself, until the bank st atement is received. Security Concerns Internet and Computer security is also main hurdle in use of online banking in Pakistan. While banking through the internet, you have to be careful about the security of your internet bank account. The security of your internet bank account depends to a great extent on the security of your computer, password and pin number. Any leakage of information regarding your password or pin number and banking transactions can allow computer hackers to gain access to your bank account, which is the most common internet banking problem. This can lead to unauthorized and criminal transactions being conducted without your knowledge. By the time you get your bank statement and detect such transactions, it may be too late. In internet banking, you have to make sure that the banking session is secure, as in many instances you may encounter proxy websites. These proxy websites can easily access your bank account, if they can crack your user name, password or pin number. Due to such security problems, many people are apprehensive about internet banking. Without Technical Assistance from Bank Staff Sometimes, internet banking can be time consuming and tedious, as many websites take quite a long time to get started. Besides this, your internet bank account may also take considerable time to get started. You may also encounter technical difficulties and connectivity problems while conducting internet banking transactions. There is a customer care department in almost every bank to look into such matters, but often you may not be able to get the necessary assistance due to the congestion in the computer and telephone network. On the other hand, in normal banking, you can simply converse with the bank officials to sort out any problem. Impact of Online Banking on Banking Business in Pakistan The adoption of electronic banking has enhanced efficiency of banking sector by making it more productive and effective. E-banking is a successful strategic weapon for banks to remain profitable in a volatile and competitive marketplace of today. Clearly, despite the threats posed by non-bank financial intermediaries, there is enormous opportunity for farsighted banks to reap the rewards available from e-banking. If banks are to retain their competitiveness, they must focus on customer retention and relationship management, upgrade and offer integration and value added services, especially in the consumer-banking sector. Technology has indeed transformed the Pakistan banking sector, but the technology itself has undergone a sea-change. It has been an arduous yet learning journey for the Pakistani banking system which has passed the milestones of Automated Ledger Posting Machines, the mainframes, the minicomputers, microcomputers and PCs. Infect, the banking system has mirrored the de velopments in the computer Industry. Delivery channel developments came next, with the ATM changing banking rules and forming the base for innovative channel developments such as Internet banking and the recent ones to enter the field-call centers and mobile banking. Now, the current and infect lasting trend will be that of centralization through implementation of centralized banking solutions which will integrate a banking applications, processes and delivery channels. This has in turn, led to a surfeit of backend developments such as security tools, networking and data warehousing. Put simply, a bank has come to rely on technology like never before. In the past, banking was influenced by technology, now it seems technology is influenced by banking. References Carlson, J., Furst, K., Lang, W., Nolle, D. (2001, revised). Internet banking: Market Development and Regulatory issues. In Society of Government Economists Conference 2000. The new economy: What has Changed, and the challenges for Economic policy. Washington, DC: Office of the Comptroller of the Currency. Giannakoudi, S. (1999). Internet banking: The digital voyage of banking and money in Cyberspace. Information communications Technology Law, 8(3), 205-244. Katyak, N.K., (2001). Criminal law in cyberspace. University of Pennsylvania Law Review, 149(4). Levitt, J. (2001). Security—the enemy within. Information Week, (834), 67-70. How to cite An Investigation of online banking usage: A case study of Pakistan, Free Case study samples

Services Marketing Case Study Essay Example

Services Marketing Case Study Essay These customers vary in terms of their requirements and expectations. It is important for the carriers to leverage the available data to get insights into the passenger behavior Getable operated in the low-fare category of the industry, but unlike other low-fare airlines, Getable wasnt a no-frills airline Offerings Getable experience Bring humanity back to Air travel and make the experience Of flying happier and easier for everyone Wider leather seats More legroom and storage space In-flight entertainment (24 channels) Dedicated service personnel Free co-branded amenities Touch screen check-in Pre-assigned seats It offered a unique flying experience due to its Humanity touch The airlines tapped in on caring for its customers in an industry that lacked compassion, a missing human touch. It offered to better the lives of its customers, creamers and the communities. This commitment to inspiring humanity was their differentiator. The airline also flew its planes from point to point. It did not use the hub system of other airlines. By using the point-to point system, Getable was very selective when picking the geographic markets where it wants to compete. VALUE CHAIN Inbound Logistics Internet presence and web-based ticketing Operations crew scheduling, no meals, automated baggage handling Outbound Airports chosen carefully, less congested Make. ND sales work from home call centers, attractive pricing Service customer-focus, CEO who interacts Service Value : Highly productive people, productive aircrafts, caring culture of he organization Hard standards: On time performance Customer support Complaint handling time Bill of Rights Time for boarding Soft Standards: Friendly personnel Cleanliness on-flight Getable understood its internal environment, the external environment, competition, as well as its own customers and potential customers. Nonins ured behavioral segmentation and competitive advantage to be ahead of its competitors. Service Marketing Triangle: External Marketing: Jet blues external marketing promises to the customer were low cost and high service quality. The service facilities like Spa, Live TV, Dunking Donuts Effie, Satellite radio were examples of the same. Internal Marketing: Jet Blues was able to enable its promise by inspiring its employee. Jet Blue had a humble CEO who cultivated the sense of team work in its employees. We will write a custom essay sample on Services Marketing Case Study specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on Services Marketing Case Study specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on Services Marketing Case Study specifically for you FOR ONLY $16.38 $13.9/page Hire Writer The CEO had the ability to connect with its people. The Jet Blue involved its employee in every aspect of the business. The Supervisors in Jet Blue attended the Jet Blue University to learn the company principles of team work. The inculcated the sense of We in the Jet Blue crew members. They increased the work force productivity through better training and smarter business processes. The internal marketing in Jet Blue helped the airlines to keep its employees motivated and they were actually seen defending the airlines during the time of the crisis. Interactive Marketing: Jet blues CEO used to frequently travel in the airlines and used to connect with the customers to take the feedback on the services provided and also requested them to provide suggestions on the improvement of the airline service as a whole. This was an example of CEO leading its employee by example. Jet blue won lot of awards, In 2007 Jet Blue was named as number three most admired airline by fortune and best in customer satisfaction by Market Matrix in 2006. They were also picked as best domestic airline by Coned NASA Travel and Travel + Leisure. They had a fleet of highly motivated employees as a result of which they enjoyed the second lowest rate of customer complaints among the 10 Largest U. S. Airlines. Service profit Chain Jet Blue internal marketing let to employee satisfaction, which led to customer satisfaction and increased revenue growth and profitability for Jet Blue. Jet Blue employees considered themselves as an integral member of the airlines. There were instances wherein the employees were responding to the customer on the complaints raised by them during the time of crisis, this is one classic example of high internal service quality in Jet Blue. The employees in Jet Blue were highly satisfied which led to employee retention and employee productivity; in addition to that this led to high external service value to the end customer. The customer were satisfied with their jet blue experience, in addition to that Jet Blue also had a loyal base of customer which came out in defense of the airline during the time of crisis. As a result of overall value chain Jet Blue experienced year on year revenue growth from 000 to 2004 and which led to profitability for the firm. Q. What challenges did David Melanin and his executive team face in managing the customer experience as the airline grew rapidly? How did they respond to those challenges? We have used the McKinney as Framework to analyze the steps taken by David Melanin after the first crisis of 2005. as Framework is used for auditing the current state of the organization and it can also be used to implement new strategy. S framework consist Of hard and soft Gs. All the as have to align for the strategy to work. If the as are aligned then the short- term strategy also works. Strategy: Jet Blue short-term strategy was to scale up to increase the revenue by market development. They planned to expand their services to medium and small sized cities. They believed that since the carriers in medium and short run cities are less they can charge a premium on the t ickets leading to better revenues. Structure In order to implement the strategy the firm also has to restructure its organization chart. There is no information present in the case on the change on restructuring of the organization. The people involved in the organization structure were CEO, David Melanin and Chief Operating Officer, Dave Barge. There are instances in the case were it is highlighted that CEO was involved in every aspect Of the business. We believe that they should have hired people from the local area upon expansion so that the load on the CEO and Chief Operating Officer should have been reduced and better handling of the on ground resources could have taken place by quick decision making. They should have restructured the organization. This was one S, which was not aligned with the company strategy. Systems: In order to implement the new strategy it is important for the organization to improve upon the systems and current processes. Jet Blue moved towards automation and smarter business processes; however Jet Blue did not pay any emphasis on customer support and capacity of the system. This led to increased chaos during the time of the crisis. Jet Blue should have load tested there system for the maximum calls and maximum bookings. The system went down when people tried to reschedule or cancel their flights during the time of the crisis. This was another place where Jet Blue strategy was not in line with the existing capacity of the system. Skills Jet Blue did improve the productivity of its workforce upon implementation of the new strategy. The employees were trained to be more productive to handle additional traffic. The Skills were aligned with the strategy. Style The management was actively involved with the customer and employee. The employees also responded positively to the management style. The Style was aligned with the strategy. Shared Value The shared value among the employees of the Jet Blue was to provide the end customer with Jet Blue experience. The Jet Blue experience was high service quality at low cost. The strategy was to expand but not at the expense of shared values. Jet Blue employees were living up to the promise of providing he same-shared values. Staff The staffs of Jet Blue were not increased on scaling up there was a gap between the resource and the demand of the employee. The prefect example of same was when the Jet Blue went through the crisis in 2007 the pilots and ground staffs were not enough to handle the situation on ground. The Style was not aligned with strategy of the company. The model clearly highlights the Gap in the Jet Blue new strategy were in by auditing using as framework we came to know that Staff, System and Structure were not in line with the Jet Blue strategy as a result Of which Jet Blue Was not able to provide prompt covers to people during the time of crisis and hence failed miserably. 3. What exactly went wrong?